`Question ${n} of ${t2}`,
q1Title:(n)=>`Alright ${n} — where are you with your 90% loan quota?`,
q1Sub:"Your first two residential loans qualify for 90% margin of financing. Pick the one that describes you.",
q1o1:"I haven't bought any property yet", q1h1:"Both 90% quotas available — strongest financing position",
q1o2:"I own 1 property, last 90% quota remaining", q1h2:"Still qualify for 90% financing on this purchase",
q1o3:"I have quota, but want to reserve it", q1h3:"Keep your 90% margin — we'll match you to established Tier-1 assets",
q1o4:"I've used up both 90% quotas", q1h4:"Third property onwards — 70% margin territory",
t1:"Fresh buyer · 2× 90% quota", t2:"1 property · last 90% quota", t3:"Reserving 90% quota", t4:"Both 90% quotas used",
dpTitle:"Are you comfortable paying a 20% downpayment?",
dpSub:"That's roughly RM100k–150k depending on the unit. It keeps the new-launch opportunities open to you.",
dpYes:"Yes, 20% down is fine", dpYesH:"Around RM100k–150k — access the full new launch pool",
dpNo:"No, I'd rather keep cash liquid", dpNoH:"We'll pivot to established Tier-1 assets",
tDpYes:"20% DP ✓", tDpNo:"Prefer lower cash outlay",
loanTitle:"What loan amount can you qualify for?",
loanSub:"Not sure? Pick your best estimate — our consultant verifies eligibility for free.",
loanHTop:"Flagship layouts unlocked", loanHBottom:"Highest-yield entry strategy",
prTitle:"What matters more to you?", prSub:"There's no wrong answer — only the right property for it.",
prGrowth:"Capital growth", prGrowthH:"Buy into an appreciating corridor — still a minimum 7–8% ROI",
prRoi:"Stable ROI, fully managed", prRoiH:"8–9% ROI without landlord work — net positive even after 20% management fee",
tGrowth:"Growth-focused", tRoi:"ROI + hands-off",
fhTitle:"Does freehold matter to you?", fhSub:"Tenure decides how long you can hold — and how easily you can sell later.",
fhYes:"Yes, I want to own the land title", fhYesH:"Hold for the long term — capital gains compound as infrastructure matures, and inflation runs forever.",
fhNo:"No strong preference", fhNoH:"Leasehold is typically a ~15-year hold — once the remaining lease falls below 70 years, your next buyer struggles to get loan financing, so it's harder to exit.",
tFhYes:"Freehold preferred", tFhNo:"Tenure flexible",
subEyebrow:"Assessment complete", subTitle:(n)=>`Your match is ready, ${n}.`,
subSub:"Here's what you told us. Submit to lock in your answers and reveal your recommended property.",
subCta:"Submit & reveal my match →", subSaving:"Saving your assessment…",
subNote:"Your answers are saved so our team can prepare your report — even if you're not ready for a call yet.",
resEyebrow:"Your match", consultTitle:"Want to pressure-test this with a human?",
consultBody:"Our consultant will walk this exact framework with you on a Zoom call — verify your loan eligibility, compare live unit availability, and run the real numbers. Free, no obligation.",
consultCta:"Arrange my Zoom call →", retake:"Retake the assessment",
bookEyebrow:"Book your consultation", bookTitle:"15 minutes on Zoom.",
bookSub:(n)=>`We already have your details, ${n} — just pick a time that suits you.`,
fSlot:"Preferred time", slots:["Weekday daytime","Weekday evening","Weekend"], bookCta:"Confirm via WhatsApp →",
bookNote:"Opens WhatsApp with your details pre-filled. We reply within one business day.",
doneTitle:(n)=>`You're all set, ${n}.`,
doneBody:(m)=>`Our consultant will confirm your Zoom slot on WhatsApp. Your match — ${m} — is saved to the conversation.`,
doneCta:"Run it again for a friend", estRoi:"EST. ROI", netRoi:"Net-positive ROI"
},
zh:{
tagline:"Property Match 配对", startOver:"重新开始", introEyebrow:"2 分钟测评",
introTitleA:"选对 property,靠 ", introTitleEm:"decision", introTitleB:",不靠运气。",
introBody:"回答 4 个关于 financing 和目标的问题。我们的引擎 — 与顾问同一套 framework — 帮你从 Peel Lane、The Andaman Sunway、Binastra Cochrane 或 KLCC 中,配对最适合你的 unit type。",
introNote:"免费,只需 2 分钟。", introCta:"开始配对我的 property →",
contactEyebrow:"开始之前", contactTitle:"你的结果要发到哪里?",
contactSub:"我们会以你的名字准备专属 match report。",
fName:"姓名", fPhone:"WhatsApp 号码", fEmail:"Email", contactCta:"开始测评 →",
contactPrivacy:"你的资料绝不外泄,只用于准备与发送你的 property match。",
qOf:(n,t2)=>`第 ${n} 题,共 ${t2} 题`,
q1Title:(n)=>`${n},你的 90% loan quota 现在是什么状况?`,
q1Sub:"首两间住宅贷款可享 90% margin of financing。选一个最符合你的情况。",
q1o1:"我还没买过任何 property", q1h1:"两个 90% quota 都在 — financing 条件最强",
q1o2:"已买 1 间,还剩最后一个 90% quota", q1h2:"这次购买还能享 90% financing",
q1o3:"还有 quota,但想 reserve 起来", q1h3:"保留你的 90% margin — 我们帮你配对成熟的 Tier-1 资产",
q1o4:"两个 90% quota 都用完了", q1h4:"第三间起 — 只剩 70% margin",
t1:"首购族 · 2× 90% quota", t2:"已有 1 间 · 最后 90% quota", t3:"保留 90% quota", t4:"90% quota 已用完",
dpTitle:"你能接受 20% downpayment 吗?",
dpSub:"大约 RM100k–150k(视 unit 而定)。这能为你保住 new launch 的机会。",
dpYes:"可以,20% down 没问题", dpYesH:"约 RM100k–150k — 整个 new launch pool 任你选",
dpNo:"不了,我想保留现金流动性", dpNoH:"我们转向成熟的 Tier-1 资产",
tDpYes:"20% DP ✓", tDpNo:"想保留现金",
loanTitle:"你的 loan 能批到多少?",
loanSub:"不确定?选个大概 — 顾问可免费帮你核实 eligibility。",
loanHTop:"解锁旗舰 layout", loanHBottom:"最高 yield 的入场策略",
prTitle:"你更看重哪一个?", prSub:"没有对错 — 只有最适合它的 property。",
prGrowth:"Capital growth 增值", prGrowthH:"买进升值 corridor — 仍有最低 7–8% ROI",
prRoi:"稳定 ROI,全托管", prRoiH:"8–9% ROI,不用做 landlord — 扣除 20% management fee 后仍是 net positive",
tGrowth:"看重增值", tRoi:"ROI + 全托管",
fhTitle:"Freehold 对你重要吗?", fhSub:"地契类型决定你能持有多久 —— 也决定你日后好不好转手。",
fhYes:"重要,我要永久地契", fhYesH:"能长期持有 —— 基础设施成熟 + 通胀带来长期资本增值,而通胀是永远的复利。",
fhNo:"没有特别偏好", fhNoH:"Leasehold 通常最多持有约 15 年 —— 一旦剩余地契低于 70 年,下一手买家很难做 loan financing,转手更难。",
tFhYes:"偏好 Freehold", tFhNo:"地契不拘",
subEyebrow:"测评完成", subTitle:(n)=>`${n},你的 match 已经准备好了。`,
subSub:"这是你的回答。按 Submit 锁定答案,即刻揭晓为你推荐的 property。",
subCta:"Submit,揭晓我的 match →", subSaving:"正在保存你的测评…",
subNote:"答案会先保存,让团队为你准备 report — 就算你还没准备好通话也没关系。",
resEyebrow:"你的 match", consultTitle:"想跟真人 consultant 验证这个结果吗?",
consultBody:"顾问会在 Zoom 上跟你走一遍同样的 framework — 核实 loan eligibility、比较实时 unit availability、算真实数字。免费,无任何义务。",
consultCta:"安排我的 Zoom call →", retake:"重新测评",
bookEyebrow:"预约咨询", bookTitle:"Zoom 上 15 分钟。",
bookSub:(n)=>`${n},资料我们已经有了 — 选个适合你的时间就行。`,
fSlot:"方便的时间", slots:["工作日白天","工作日晚上","周末"], bookCta:"通过 WhatsApp 确认 →",
bookNote:"会打开 WhatsApp,资料已预填。一个工作日内回复你。",
doneTitle:(n)=>`${n},都安排好了。`,
doneBody:(m)=>`顾问会在 WhatsApp 确认你的 Zoom 时段。你的 match — ${m} — 已经保存。`,
doneCta:"帮朋友再测一次", estRoi:"预计 ROI", netRoi:"Net-positive ROI"
}
};
window.PM_R = {
klccReserve:{ title:"KLCC Non-HDA Business Suite",
en:{unit:"From RM500k · Tier-1 address",tenure:"Non-HDA · Commercial title",roi:null,tag:"Strategic quota play",reasons:["Smart move — a Non-HDA business suite doesn't touch your residential 90% quota at all. Your strongest financing stays intact for the right future buy.","From RM500k, you hold a Tier-1 KLCC address that holds value through cycles.","Our consultant can shortlist available suites and structure the loan without consuming your quota."]},
zh:{unit:"RM500k 起 · Tier-1 地址",tenure:"Non-HDA · 商业地契",roi:null,tag:"Quota 战略布局",reasons:["聪明的做法 — Non-HDA business suite 完全不动你的住宅 90% quota,最强的 financing 留给未来对的那一间。","RM500k 起,就能持有穿越周期、保值的 KLCC Tier-1 地址。","顾问可帮你筛选现有 suite,用不占 quota 的方式安排贷款。"]} },
klcc:{ title:"KLCC Non-HDA Business Suite",
en:{unit:"From RM500k · Tier-1 address",tenure:"Non-HDA · Commercial title",roi:null,tag:"Capital preservation",reasons:["Without the 90% margin or a 20% downpayment, new launches aren't the right fit yet — but this is.","From RM500k, a Non-HDA business suite puts you in a Tier-1 KLCC address that holds value through cycles.","Our consultant can shortlist available suites and match the financing to your situation."]},
zh:{unit:"RM500k 起 · Tier-1 地址",tenure:"Non-HDA · 商业地契",roi:null,tag:"资本保值",reasons:["没有 90% margin 或 20% downpayment,new launch 暂时不适合 — 但这个适合。","RM500k 起,Non-HDA business suite 让你持有穿越周期、保值的 KLCC Tier-1 地址。","顾问可帮你筛选现有 suite,按你的条件配对 financing。"]} },
andaman2br:{ title:"The Andaman, Sunway",
en:{unit:"2-Bedroom · Room Rental Strategy",tenure:"Leasehold",roi:"9%",tag:"Maximum yield entry",reasons:["Below RM550k, this is the strongest yield play in the pool.","Room rental strategy pushes gross ROI to ~9% in a proven township.","Sunway's student and workforce demand keeps occupancy resilient."]},
zh:{unit:"2房 · Room Rental 策略",tenure:"Leasehold",roi:"9%",tag:"最高 yield 入场",reasons:["RM550k 以下,这是整个 pool 里最强的 yield 玩法。","Room rental 策略把 gross ROI 推到约 9%,而且是在成熟的 township。","Sunway 的学生与上班族需求,让出租率非常稳。"]} },
peel3br:{ title:"Peel Lane",
en:{unit:"3-Bedroom · Dual Key",tenure:"Leasehold",roi:"8%",tag:"Growth corridor",reasons:["At this budget, Peel Lane is the growth pick — freehold Binastra needs RM650k+.","Dual-key layout gives two income streams from one loan.","Positioned in an appreciating corridor with upside as the area matures."]},
zh:{unit:"3房 · Dual Key",tenure:"Leasehold",roi:"8%",tag:"增值 corridor",reasons:["这个预算下,Peel Lane 是增值首选 — freehold 的 Binastra 需要 RM650k 以上。","Dual Key 格局,一笔 loan 两份租金收入。","位于升值 corridor,区域成熟后还有 upside。"]} },
andaman3br:{ title:"The Andaman, Sunway",
en:{unit:"3-Bedroom · Dual Key",tenure:"Leasehold",roi:"9%",tag:"Stable + hands-off",reasons:["Highest ROI in this tier at ~9%, in a mature, stable township.","Dual-key doubles your tenant pool and de-risks vacancy.","Management can run it for you — income without the landlord workload."]},
zh:{unit:"3房 · Dual Key",tenure:"Leasehold",roi:"9%",tag:"稳定 + 全托管",reasons:["这个 tier 里最高的 ROI,约 9%,而且在成熟稳定的 township。","Dual Key 让租客池翻倍,大幅降低空置风险。","可交给 management 托管 — 收租金,不做 landlord 的工。"]} },
andamanManaged:{ title:"The Andaman, Sunway",
en:{unit:"Managed Investment Unit",tenure:"Leasehold",roi:"net",tag:"Fully managed",reasons:["You want stable returns without lifting a finger — Andaman is built for that.","Even after the 20% management fee and miscellaneous charges, net ROI still performs at 8–9%.","Stable area, professional management, predictable income."]},
zh:{unit:"托管投资 Unit",tenure:"Leasehold",roi:"net",tag:"全托管",reasons:["你要的是躺着收的稳定回报 — Andaman 就是为这个而生。","就算扣除 20% management fee 和杂费,net ROI 仍有 8–9% 的表现。","稳定地区、专业管理、可预测的收入。"]} },
binastraB:{ title:"Binastra Cochrane",
en:{unit:"Type B · Dual Key",tenure:"Freehold",roi:null,tag:"Freehold growth",reasons:["Your loan eligibility above RM850k unlocks the Type B dual key — the flagship layout.","The only freehold in the pool — you own the land title forever.","Cochrane sits on the MRT with strong growth momentum, and a minimum 7–8% ROI."]},
zh:{unit:"Type B · Dual Key",tenure:"Freehold",roi:null,tag:"Freehold 增值",reasons:["你 RM850k 以上的 loan eligibility 解锁了 Type B dual key — 旗舰 layout。","整个 pool 里唯一的 freehold — 地契永久是你的。","Cochrane 坐落 MRT 站上,增值动力强,还有最低 7–8% ROI。"]} },
binastraA:{ title:"Binastra Cochrane",
en:{unit:"Type A · Dual Key",tenure:"Freehold",roi:null,tag:"Freehold growth",reasons:["Your RM650k–850k eligibility fits the Type A dual key perfectly.","The only freehold in the pool — you own the land title forever.","Cochrane sits on the MRT with strong growth momentum, and a minimum 7–8% ROI."]},
zh:{unit:"Type A · Dual Key",tenure:"Freehold",roi:null,tag:"Freehold 增值",reasons:["你 RM650k–850k 的 eligibility 与 Type A dual key 完美匹配。","整个 pool 里唯一的 freehold — 地契永久是你的。","Cochrane 坐落 MRT 站上,增值动力强,还有最低 7–8% ROI。"]} },
growthOpenB:{ title:"Peel Lane or Binastra Type B",
en:{unit:"Dual Key options",tenure:"Leasehold or Freehold",roi:null,tag:"Growth — your pick",reasons:["Tenure isn't your deciding factor, so both growth plays are open to you — minimum 7–8% ROI either way.","Peel Lane offers the leasehold value entry; Binastra offers freehold prestige.","Our consultant can walk you through unit availability and pricing on both."]},
zh:{unit:"Dual Key 双选项",tenure:"Leasehold 或 Freehold",roi:null,tag:"增值 — 由你选",reasons:["地契不是你的决定因素,两个增值选项都向你敞开 — 无论哪个都有最低 7–8% ROI。","Peel Lane 是 leasehold 的性价比入场;Binastra 是 freehold 的地位象征。","顾问可带你比较两边的 unit availability 和价格。"]} },
growthOpenA:{ title:"Peel Lane or Binastra Type A",
en:{unit:"Dual Key options",tenure:"Leasehold or Freehold",roi:null,tag:"Growth — your pick",reasons:["Tenure isn't your deciding factor, so both growth plays are open to you — minimum 7–8% ROI either way.","Peel Lane offers the leasehold value entry; Binastra offers freehold prestige.","Our consultant can walk you through unit availability and pricing on both."]},
zh:{unit:"Dual Key 双选项",tenure:"Leasehold 或 Freehold",roi:null,tag:"增值 — 由你选",reasons:["地契不是你的决定因素,两个增值选项都向你敞开 — 无论哪个都有最低 7–8% ROI。","Peel Lane 是 leasehold 的性价比入场;Binastra 是 freehold 的地位象征。","顾问可带你比较两边的 unit availability 和价格。"]} }
};
window.PM_PRICE = {
klccReserve:{en:"From RM500k",zh:"RM500k 起"},
klcc:{en:"From RM500k",zh:"RM500k 起"},
andaman2br:{en:"~RM470k · Type B, 2-Bedroom",zh:"约 RM470k · Type B 2房"},
peel3br:{en:"~RM620k · 3-Bedroom Leasehold",zh:"约 RM620k · 3房 Leasehold"},
andaman3br:{en:"~RM570k · Type C Dual Key",zh:"约 RM570k · Type C Dual Key"},
andamanManaged:{en:"~RM570k · Type C Dual Key",zh:"约 RM570k · Type C Dual Key"},
binastraB:{en:"~RM800k · Type B",zh:"约 RM800k · Type B"},
binastraA:{en:"~RM680k · Type A",zh:"约 RM680k · Type A"},
growthOpenB:{en:"Peel Lane ~RM620k · Binastra Type B ~RM800k",zh:"Peel Lane 约 RM620k · Binastra Type B 约 RM800k"},
growthOpenA:{en:"Peel Lane ~RM620k · Binastra Type A ~RM680k",zh:"Peel Lane 约 RM620k · Binastra Type A 约 RM680k"}
};
JS;
}
}